Wishfin CIBIL Score Check

Features Wishfin CIBIL Score Check

New CIBIL 3.0 launch:Now you can check your free credit score using the Wishfin CIBIL Score App.
This will help you track your CIBIL Score monthly so that you can apply for a credit card or personal loan in the future and get a smooth approval.
New app design makes it easy to use.Points to Remember on CIBIL Score:· A CIBIL Score is a three-digit number that denotes your credit score.
The CIBIL credit score scale starts from 300 and ends in maximum 900.
If you are closer to a credit score of 900 then it is considered a good CIBIL score by banks and if closer to 300, then it’s a bad credit score.
Therefore, it is necessary to keep an eye on your CIBIL Score by checking it monthly.
· Wishfin is the first official fintech partner of TransUnion CIBIL (Credit Information Bureau of India).
TransUnion is the company that provides you with the official CIBIL score.· Checking your CIBIL Score every month on the Wishfin App won’t impact your Credit Score.· All Information you enter directly goes to TransUnion CIBIL.
Its secure and protected.· Please note that a 0 or -1 score is not necessarily bad.
It only means you have no credit history and CIBIL cannot assign a score.
The moment you start using a credit card or paying EMIs, your credit score history will start.Features of the Wishfin App:· Check CIBIL Score FREE for 12 months· Monitor Card Repayment Status & Credit Utilization· Get detailed Credit Report & Credit history· Check monthly progress of Credit Score· Search for Location-Based offers on your credit cards· Recommended products based on your free CIBIL Score..
Choose from a wide range of Personal Loan from Indias top NBFCs like Tata Capital Limited, DMI Finance Private Limited,Piramal Capital and Housing Finance Limited, IIFL Finance Limited,Fibe.Customers applying for a Personal Loan should note that: .
Loan amounts range from minimum ₹10000 to maximum ₹50 Lacs..
Depending upon the individual applicants profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from Lowest interest rates ranges from minimum 10.50% to maximum 28% APR..
Repayment tenure starts from minimum 12 months to maximum 60 months..
Processing fee ranges from minimum 2% to maximum 4%.Representative Example:For a principal amount of ₹500,000 with an APR of 20% over a repayment tenure of 3 years, the Total Cost of the Loan is as follows:Equated Monthly Installment (EMI): ₹18,582 Total Interest Charges: ₹168,945Loan Processing Fees @ 2% of the principal: ₹10,000Documentation Charges: ₹500Amortization Schedule Charges: ₹200Total Cost of the Loan: ₹679,645.
In case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lenders policy.
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Pre-payment options may or may not be available and applicable charges for the same may vary depending upon the lender.**********About Wishfin:Wishfin runs customer friendly, neutral, financial marketplaces that leverage proprietary tech to ensure customers discover the right banking solution for their needs.
To empower users, Wishfin provides free credit score from CIBIL.
Wishfin now has more than 40 million customers and has disbursed more than ₹25,000 Crore worth of credit through its platform.Contact Us:Helpdesk: - +91-8882935454E-mail: [email protected] Wishfin Privacy Policy: https://www.wishfin.com/privacy-policy**********